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So far lenora has created 4 blog entries.

WHY YOU MAY NEED HIRED & NON-OWNED AUTO COVERAGE

Have you ever forgotten something at the office and sent an employee back in their auto to grab it? Or ran out of change prior to the auction and sent someone in their personal auto to the store or bank to get more? What about someone who is working on your behalf and they drive their [...]

By |2022-11-13T16:57:38-05:00November 13th, 2022|Uncategorized|Comments Off on WHY YOU MAY NEED HIRED & NON-OWNED AUTO COVERAGE

DO YOU HIRE INDEPENDENT CONTRACTORS?

Using independent contractors (IC) can have quite a few advantages, but it’s important to understand that there is a significant difference in how an IC is treated for tax purposes versus how they are treated for insurance purposes. Take a moment to think about these scenarios: An IC who has been used for years is [...]

By |2022-11-06T18:49:14-05:00November 6th, 2022|Uncategorized|Comments Off on DO YOU HIRE INDEPENDENT CONTRACTORS?

DUE DILIGENCE AND VENDOR MANAGEMENT

As inflation hits a 40-year high and gas prices seem to keep going up, this may be a good time to do an insurance check-up (due diligence) on the companies that you are using as vendors. Just like a number of individual households, there are many companies who are struggling to manage the current economy [...]

By |2022-10-23T16:56:43-04:00October 23rd, 2022|Uncategorized|Comments Off on DUE DILIGENCE AND VENDOR MANAGEMENT

GOTCHA…. Why you need to check your coverage property limits

GOTCHA …. Many property insurance policies have “co-insurance” as part of the limit of the replacement cost coverage. What does this mean and how will it affect me? Unlike health insurance, in a property policy, co-insurance does NOT mean that the insurance carrier will pay the stated percentage and you will assume the remaining.  What [...]

By |2022-10-20T10:14:01-04:00October 20th, 2022|Blog|Comments Off on GOTCHA…. Why you need to check your coverage property limits
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